Welcome to The Health Insurance Group (www.thehealthig.com), owned by HIG Group Inc. DBA HIG Insurance. Before using our website or purchasing any of our services, please carefully read the following terms and conditions. By accessing or using our website and services, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you may not access the website or use our services.

1. Scope of Services: HIG Group Inc. provides health and life insurance services through our website, www.thehealthig.com. Our services include but are not limited to providing information about insurance products, facilitating insurance quotes, and connecting users with insurance providers.

2. Eligibility: Our services are available to individuals who are at least 18 years old and capable of forming a legally binding contract. By using our website and services, you represent and warrant that you meet these eligibility requirements.

3. Accuracy of Information: We strive to provide accurate and up-to-date information on our website; however, we do not guarantee the accuracy, completeness, or reliability of any information, content, or materials provided. Users are encouraged to verify any information before relying on it.

4. Insurance Quotes: Any insurance quotes provided through our website are estimates based on the information provided by users. Actual premiums and coverage may vary based on factors including but not limited to age, health status, location, and insurance provider policies. Users are responsible for providing accurate information for obtaining accurate quotes.

5. Third-Party Links: Our website may contain links to third-party websites or resources that are not owned or controlled by The Health Insurance Group. We are not responsible for the content, privacy policies, or practices of any third-party websites. Users access third-party websites at their own risk and should review the terms and conditions of those websites.

6. Intellectual Property: All content and materials on our website, including text, graphics, logos, images, and software, are the property of HIG Group Inc. or its licensors and are protected by copyright, trademark, and other intellectual property laws. Users may not use, reproduce, modify, distribute, or display any content without prior written consent from HIG Group Inc.

7. Privacy Policy: Our Privacy Policy governs the collection, use, and disclosure of personal information provided by users. By using our website and services, you consent to the collection and use of your personal information in accordance with our Privacy Policy.

8. Limitation of Liability: To the fullest extent permitted by law, HIG Group Inc. shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in any way connected with the use of our website or services, including but not limited to any errors or omissions in content, any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via our website.

9. Indemnification: Users agree to indemnify and hold harmless HIG Group Inc. –  its officers, directors, employees, agents, and affiliates from any and all claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of or in any way related to the user’s violation of these terms and conditions or the user’s use of our website or services.

10. Changes to Terms and Conditions: HIG Group Inc. reserves the right to modify or replace these terms and conditions at any time without prior notice. It is the user’s responsibility to review these terms periodically for changes. Continued use of our website or services after any modifications to these terms constitutes acceptance of those changes.

11. Governing Law and Jurisdiction: These terms and conditions shall be governed by and construed in accordance with the laws of the state of incorporation of HIG Group Inc. DBA HIG Insurance, without regard to its conflict of law principles. Any dispute arising out of or relating to these terms and conditions shall be subject to the exclusive jurisdiction of the courts located in the state of incorporation of HIG Group Inc. DBA HIG Insurance.

If you have any questions or concerns about these terms and conditions, please contact us at info@thehealthig.com.

Last updated: 04/30/2024

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.