Medicare:
Part B

Medicare Part B is one of the four parts of the federal health insurance program known as Medicare in the United States. It provides coverage for outpatient medical services and other medically necessary services that are not covered under Part A (Hospital Insurance). Part B is often referred to as “Medical Insurance” because it primarily covers services received from doctors and other healthcare providers.

Protection for 65+

As they say, with age comes wisdom. With health insurance, with age comes Medicare. HIG Experts are ready to assist you in your transition from traditional health insurance to a Medicare plan that works for what you need. 

Freedom of Choice

Since 2017, we have been providing individuals and families with affordable health coverage. Our mission is to you. We want to make sure you are living a life full of health and happiness!

Customer Success
How It Works

Let us help you find the best possible plan for your situation because you deserve it.

Step By Step Process

With HIG Experts to guide you, let us point you in the direction of finding your most perfect Health Insurance Plan. Our specialized systems have helped over 10,000 individuals and families find coverage that suits their needs.

Attention To Detail

When you work with us, you gain more than a Health Insurance Agent. You get a life-long relationship to affordably great health!

Customized Experience

We realize that no two people are the same and that is exactly how was tailor our approach to finding great coverage. You experience with truly be yours.

A Place Where YOU Matter!

Here, we center our focus on you. It's something that we've prided ourselves on for years.

We’ve built a place where the customer is ACTUALLY the most important thing. No more getting the run around when it comes to your health. It’s time to get something that works! Our Experts are ready to work alongside you, and your family, to make sure you get the best coverage possible.

Still Have Questions?

? Where Can I Find Health Insurance Plans?

Our HIG Experts have access to thousands of Marketplace plans. Answer a few quick questions to preview plans with personalized price estimates before you apply.

? How do I pay my monthly premium to complete enrollment?

When you have Marketplace insurance, you'll pay your premiums directly to the insurance company — not to the Health Insurance Marketplace®. Your coverage won't start until you pay your first premium.

? Why is health insurance important?

Health insurance protects you from unexpected, high medical costs. The amount you pay for covered health care services before your insurance plan starts to pay.

? What happens if health insurance denies a claim?

If your health insurer refuses to pay a claim or ends your coverage, you have the right to appeal the decision and have it reviewed by a third party. You can ask that your insurance company reconsider its decision. Insurers have to tell you why they’ve denied your claim or ended your coverage. And they have to let you know how you can dispute their decisions.

? How do deductibles work?

The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself. After you pay your deductible, you usually pay only a copayment or coinsurance for covered services. Your insurance company pays the rest. Generally, plans with lower monthly premiums have higher deductibles.

? Are health insurance premiums tax deductible?

Health insurance premiums are deductible if you itemize your tax return. If you pay for health insurance before taxes are taken out of your check, you can't deduct your health insurance premiums.

More Solutions

Health Insurance

Life Insurance

Supplemental 

Medicare Insurance

Start Your
Affordable Health
Journey!

Your Health Insurance future starts here. Customize a plan that works specifically

for your needs.